Saturday, January 23, 2010

Money Matters.


Last February I gave up shopping online for a month. There's always that financial hangover after Christmas where we can't bear to be at the shops any longer, but we're lured by the sales. And now it's even easier with post-Christmas sales online. There's nothing stopping us with the ability to shop from the comfort of our own home, and in our PJ's too.

Last February I gave up online shopping. My mailman didn't visit for a whole month. Actually, if I remember correctly I did slip up on my no shopping ban. There was a Leona Edmiston dress that I had to have. It was on sale, and it was too good to miss. And you know what? That dress is still sitting in my cupboard, unworn. Tags still attached. There's a message somewhere there, I think.

I was recently approached to be one of the Ambassadors for ANZ's new incentive called Febusave. They're encouraging all women to save money during February. I thought it was a brilliant idea, so I jumped on board. They've done all sorts of research, and gathered all sorts of statistics on how women don't save enough money and don't have enough for a rainy day. I won't go into all the details {you can read them on their site if you like} because it will just make you feel bad, and you'll just look at that gorgeous handbag of yours with disgust {and I can't have cruelty towards handbags}.

You don't really need to do anything, but save money. Pledge to stop spending money on something: lunches, beauty, travel, chocolate, coffee... etc. You can just say it on your blog, in my comment section, to yourself in the mirror, to the bus driver on your drive home or you can go over to ANZ and pledge there {and go in the draw to win $5000}. You don't need an ANZ account, I don't.

I am pledging to go without treats. As in any non-essentials. I won't be getting any beauty treatments. I'll be painting my own nails {and I'm hopeless, so this should be funny}. No lady lunches. No bottled water. Seriously, I'm tightening the purse strings. I'll let you know how I've gone at the end of the month.

What do you pledge? Care to join me?

image

23 comments:

  1. wow.
    this couldn't have
    come at a better
    time.

    i pledge
    no going out to eat.

    no buying clothes of
    anykind...for any of my
    family...we have way more
    than we need.

    i pledge to go through
    all our things and give
    unneeded items to charity.

    ...i have been HORRIBLE
    since christmas...seriously.

    catie p.

    ReplyDelete
  2. I really should join you.
    Maybe I will pledge to cook every single night in another effort to save money!
    I make no promises but i am definately going to try and not spend on things I want rather than need!
    Enjoying your blogs!

    ReplyDelete
  3. not real sure if you read my blog. but im doing the fiver challenge for the rest of the year. plus i have a budget in place for the year.

    x

    ReplyDelete
  4. God, what a great idea! I was going to say chocolate. But that would just be silly.

    I'm going to go down the same path as you, and pledge to give up non-essentials.

    At the shops, I won't buy a coffee just for the sake of having something in my hand.

    I won't buy takeaway pizza when there is a full fridge at home.

    I won't buy trashy magazines.

    This will be tough. xx

    ReplyDelete
  5. I pledge
    Not to buy any more clothes for Bella or Me.
    Stop buy magazines about nothing.
    &
    Pack my lunch when we go out.

    ReplyDelete
  6. sounds far too depressing for me...

    i am BAD

    ReplyDelete
  7. i really like this idea. I already decided no new wool buying for several months but I think I can find somehting else to pledge. I need to pull the belt in a little. Good luck with your pledge!

    ReplyDelete
  8. Good timing, just did the groceries & while i stocked up on ingredients for 4 x lunch boxes when school resumes in February, i didn't buy any treats. As a business woman, i tend to only shop for clothes once a month & the rest are groceries. I handmake all our gifts too, love Posie

    ReplyDelete
  9. I've signed up on the website - what a great idea!

    With a wedding to pay for and a MacBook Pro that I really want to buy, some savings are definitely required.

    I won't be buying any lunches during February (why start then, no buying lunches from Monday).

    Thanks for letting us know about this program!

    ReplyDelete
  10. I pledge to spend no money of clothes until I get a job and have a decent income!

    I just moved to Melbourne about a week ago and had my first real test when I was in the city yesterday - I reallllllllly wanted a dress I saw, but NO, NO SPENDING UNTIL I GET A JOB.

    ReplyDelete
  11. I pledge to stop eating out. I can make it at home and save money!

    ReplyDelete
  12. I was actualy just thinking i need to stop buying crap and learn some self control
    i pledge no more take out when i can cook a beter meal
    NO more clothes
    and go through all my crap that i dont need
    thanks for sharing this with us :)

    ReplyDelete
  13. It's a great idea..I've been doing the 'Dottie Angel' handcrafted and thrifty challenge since September, my weakness is mags and books. So far I've managed to stop buying new clothes, and pretties for the house (lol).
    Good luck
    x

    ReplyDelete
  14. I am undertaking a $5 savings plan experiment. I started it in December and with no effort at all I have already banked $100.

    ReplyDelete
  15. I have been trying to simplify my life and spend less for a few months now, with little success. I think this is a fabulous idea and I am going to do my best to also not buy anything non-essential for the month of February. Good luck to you, too!

    ReplyDelete
  16. I am very in on this challenge. I am not going to buy anything at all - new or otherwise - for the month that doesn't involve food.

    ReplyDelete
  17. How could I have never found you before? Do say we can be blogging friends forever.

    I am all about saving! Although, I can not seem to resist Dunkin Donuts coffee in the mornings...

    ReplyDelete
  18. I've joined up too... just printed off my credit card statement to add up exactly how much I've spent in December/Jan - I think I need a wake up call (have "let myself go" a bit financially!)

    I've joined up for Febusave.. I've pledged not to shop for all of Feb.. my DH will be DELIGHTED!

    ReplyDelete
  19. You just need to show some self restraint.

    ReplyDelete
  20. What a fantastic idea...Hmmm...ok..Im going to think long and hard about this one..and make a "give up" list...thanks for the inspiration x

    ReplyDelete
  21. Chantelle, this is an awesome idea. I spend way too much on my house but my weakness is buying lunches due to pure laziness. So, no bought lunches for February. :-)

    ReplyDelete
  22. Hmm. Okay, I promise that I will not buy any major appliances in February. I will not charter any jets. I will not buy any Christmas decorations. Oh, and I won't buy any coffees (I don't drink coffee). See, off to a great start! But seriously, I am doing the fiver challenge this month. I'm off to a flying start - February hasn't even started yet and I'm up to almost $100!

    ReplyDelete
  23. I don't know how I missed this post. But I do pledge. Couldn't have come at a better time.

    I pledge; no dining out lunches and no splurges on beauty care.

    ReplyDelete

Oh, Hello!

Thank you so much for stopping by + leaving a little comment. I love hearing what you have to say. ♥

Have a lovely day. xx